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Health insurance or critical illness!
Think about your recovery
without worrying about expenses!

What is the purpose of health insurance?

Health insurance or medical coverage aims to protect you against significant expenses related to medical needs in the event of illness.

By subscribing to such a policy, you can fully focus on your recovery without having to worry about financial aspects.

Assurance Gatineau assists many residents of Gatineau and Ottawa in finding the best health insurance coverage. We take into account various factors such as age, health status, income, and family situation to help you choose suitable coverage.

We also facilitate the process by offering you the option to subscribe to health insurance without the need for a medical examination.

For more information on health insurance in Quebec and Ontario, feel free to contact us at 819-663-7535 or use our contact form to schedule an appointment.

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Subscribing to health insurance is a crucial step in protecting your well-being and that of your family. However, this decision should not be taken lightly and requires careful consideration.

To find the best health insurance, it is essential to consult an insurance broker such as Michel Birkner. With his expertise, he can guide you and explain the various aspects and benefits of health insurance.

It is wise to subscribe to health insurance as soon as possible because the younger and healthier you are, the lower the cost of your insurance will be.

When shopping for health insurance consider expenses not covered by your provincial health system, such as:

  • consultations with psychologists or physiotherapists,
  • dental care,
  • vision care,
  • certain medical equipment and medications, etc.

What are the different types of health insurance?

Exploring health insurance options, you will discover a variety of coverage tailored to different needs. Your insurance broker, Mr. Michel Birkner, is here to guide you and explain the various policies and coverage available based on your specific needs and health status. With his advice, you can choose the health insurance that best suits you while saving time and energy.

Depending on your circumstances, you can opt for health insurance with or without a prior medical examination.

To learn more about the different health insurance options and discuss your needs, call us at 819-663-7535 or use our contact form to schedule an appointment.

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Without being exhaustive, here are some of the main health insurance coverage subscribed to by Canadians:

Critical Illness Insurance

By subscribing to critical illness insurance, you receive an agreed lump sum payment once a covered illness diagnosis is confirmed. This lump sum payment is tax-free and can be used at your discretion, without any justification of expenses.

Several critical illnesses are covered by this policy, and you can define the number of critical illnesses to be covered as well as the eligible persons.

Contact your insurance broker for advice on choosing this insurance based on your needs.

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Long-Term Care Insurance

According to the Canadian Life and Health Insurance Association (CLHIA), by 2036, 25% of the population will be over 65, and nearly one million Canadians will suffer from dementia.

Regardless of your age, it is possible that, for various reasons, you will no longer be able to meet your daily needs.

Long-term care, not covered by the public health system, represents a small part of the costs of home or specialized care. The financial burden remains mainly on you.

By subscribing to long-term care insurance, you can cover the costs associated with this care and protect yourself from potential financial difficulties.

Feel free to contact your insurance broker at 819-663-7535 for advice on this form of insurance or use our contact form to schedule an appointment.

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Disability and Salary Insurance

Disability and Salary Insurance: Whether you are a salaried employee without collective disability and salary insurance, an entrepreneur, or self-employed, disability and salary insurance allow you to protect your monthly income for a predefined period in the event of inability to work due to illness or accident.

By subscribing to this insurance, you can determine a lump sum monthly amount to receive in case of inability to work, allowing you to cover not only your current expenses but also the repayment of your loans or rent.

Each disability and salary insurance policy defines a maximum lump sum amount to be paid to the beneficiary. Benefits received are not taxable, thus providing additional financial security in difficult times.

For personalized advice on disability and salary insurance and to choose the best option for you, contact your insurance broker at 819-663-7535 or use our contact form to schedule an appointment.

Request an appointment