Term or permanent
life insurance?
With or without a medical exam!
What is the purpose of life insurance?
The main objective of life insurance is to provide financial protection to your family members or your business in the event of a sudden death.
By subscribing to life insurance with Assurance Gatineau, you invest money in the form of savings while having the option to designate one or more beneficiaries. Thus, in the event of the insured's death, the designated beneficiaries will receive a predetermined amount, providing essential financial security in difficult times.
How to choose your life insurance?
When it comes to choosing your life insurance, several options are available to you, tailored to your budgets and specific needs. Your broker at Assurance Gatineau will be there to guide you through this important process to determine the ideal coverage amount for your life insurance.
This death benefit amount will be designed to cover various essential aspects, including:
- Your mortgage
- Your debts
- Your family's daily living expenses (education expenses, medical needs, etc.)
- Your income
Once this coverage amount is established, your insurance broker will help you choose the life insurance policy that best suits your specific needs.
There are indeed several types of life insurance policies designed to protect your loved ones or your business.
Feel free to contact us at 819-663-7535 for more information and to benefit from the expertise of our team.
Universal Life Insurance
Universal life insurance represents a marriage between a financial product and an insurance coverage. Considered one of the most complex insurance products in Quebec, it offers a wide range of benefits in terms of both savings and taxation.
Your insurance broker is there to guide you through the intricacies of this option. They will explain the advantages of this form of investment in terms of savings, as well as its tax implications.
Universal life insurance allows you to build up capital over time while providing protection for your family members or your business in the event of death.
To learn more about this versatile insurance solution and to determine if it suits your needs, do not hesitate to contact us at 819-663-7535. We will be happy to discuss with you and help you choose the best policy based on your specific situation.
Term Life Insurance
As the name suggests, term life insurance is designed for a specified period of time. This type of insurance offers protection for a specific duration, set at the time of the subscription.
By opting for term life insurance, you guarantee your beneficiaries a predefined amount to cover various needs, such as living expenses, debts, or others, over a specific period that you choose in advance.
In addition to universal life insurance and term life insurance, there are other life insurance options available in Quebec, meeting the varied needs of individuals and professionals. These options include, among others, permanent life insurance, group life insurance, and whole life insurance.
Regardless of your health, age, or life insurance needs, we are committed to finding the most suitable and advantageous protection for you in Quebec.
Feel free to contact us at 819-663-7535 or submit a quote request via our contact form to learn more.